Call reports 2026
KINGSTON NATIONAL BANK — 2026
What KINGSTON NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 582,779,000 | 586,277,000 |
| Total loans | 401,078,000 | 403,578,000 |
| Allowance for loan losses | 4,063,000 | 4,103,000 |
| Securities available for sale | 108,292,000 | 115,963,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 534,029,000 | 536,166,000 |
| Interest-bearing deposits | 430,766,000 | 430,493,000 |
| Noninterest-bearing deposits | 103,263,000 | 105,673,000 |
| Equity capital | 43,568,000 | 45,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,977,000 | 14,055,000 |
| Interest expense | 2,372,000 | 4,850,000 |
| Net interest income | 4,605,000 | 9,205,000 |
| Noninterest income | 511,000 | 1,020,000 |
| Noninterest expense | 3,488,000 | 7,131,000 |
| Provision for loan losses | -50,000 | 14,000 |
| Pretax income | 1,513,000 | 2,950,000 |
| Income tax | 249,000 | 494,000 |
| Net income | 1,264,000 | 2,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 53,533,000 | 54,328,000 |
| Total capital | 57,816,000 | 58,667,000 |
| Risk-weighted assets | 411,393,000 | 406,322,000 |