Call reports 2024
KINGSTON NATIONAL BANK — 2024
What KINGSTON NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 543,206,000 | 552,710,000 | 570,206,000 | 569,150,000 |
| Total loans | 375,280,000 | 389,294,000 | 393,164,000 | 410,812,000 |
| Allowance for loan losses | 3,838,000 | 3,864,000 | 3,886,000 | 3,937,000 |
| Securities available for sale | 112,800,000 | 112,363,000 | 114,680,000 | 111,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,609,000 | 510,260,000 | 524,583,000 | 525,594,000 |
| Interest-bearing deposits | 405,422,000 | 419,403,000 | 427,485,000 | 428,446,000 |
| Noninterest-bearing deposits | 95,187,000 | 90,857,000 | 97,098,000 | 97,148,000 |
| Equity capital | 37,683,000 | 37,658,000 | 40,355,000 | 37,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,995,000 | 12,418,000 | 18,948,000 | 25,697,000 |
| Interest expense | 2,689,000 | 5,828,000 | 9,014,000 | 12,134,000 |
| Net interest income | 3,306,000 | 6,590,000 | 9,934,000 | 13,563,000 |
| Noninterest income | 478,000 | 984,000 | 1,517,000 | 2,037,000 |
| Noninterest expense | 3,151,000 | 6,397,000 | 9,702,000 | 13,261,000 |
| Provision for loan losses | 0 | 29,000 | 48,000 | 129,000 |
| Pretax income | 631,000 | 1,135,000 | 1,689,000 | 2,216,000 |
| Income tax | 91,000 | 148,000 | 216,000 | 293,000 |
| Net income | 540,000 | 987,000 | 1,473,000 | 1,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,716,000 | 49,723,000 | 49,770,000 | 49,783,000 |
| Total capital | 53,554,000 | 53,587,000 | 53,656,000 | 53,720,000 |
| Risk-weighted assets | 382,168,000 | 391,011,000 | 395,981,000 | 408,447,000 |