Call reports 2022
KINGSTON NATIONAL BANK — 2022
What KINGSTON NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 492,073,000 | 503,656,000 | 511,693,000 | 504,958,000 |
| Total loans | 324,472,000 | 342,226,000 | 355,271,000 | 366,321,000 |
| Allowance for loan losses | 3,243,000 | 3,263,000 | 3,284,000 | 3,401,000 |
| Securities available for sale | 107,157,000 | 103,494,000 | 99,505,000 | 101,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,102,000 | 462,642,000 | 474,158,000 | 465,070,000 |
| Interest-bearing deposits | 328,575,000 | 342,123,000 | 343,493,000 | 338,881,000 |
| Noninterest-bearing deposits | 111,527,000 | 120,519,000 | 130,665,000 | 126,189,000 |
| Equity capital | 39,743,000 | 35,903,000 | 32,273,000 | 34,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,878,000 | 7,960,000 | 12,432,000 | 17,152,000 |
| Interest expense | 249,000 | 446,000 | 695,000 | 1,261,000 |
| Net interest income | 3,629,000 | 7,514,000 | 11,737,000 | 15,891,000 |
| Noninterest income | 438,000 | 876,000 | 1,329,000 | 1,811,000 |
| Noninterest expense | 2,769,000 | 5,622,000 | 8,805,000 | 12,070,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 190,000 |
| Pretax income | 1,271,000 | 2,701,000 | 4,176,000 | 5,435,000 |
| Income tax | 197,000 | 450,000 | 699,000 | 903,000 |
| Net income | 1,074,000 | 2,251,000 | 3,477,000 | 4,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,648,000 | 46,591,000 | 46,581,000 | 47,402,000 |
| Total capital | 48,891,000 | 49,854,000 | 49,865,000 | 50,803,000 |
| Risk-weighted assets | 342,923,000 | 360,448,000 | 375,959,000 | 380,808,000 |