Call reports 2021
KINGSTON NATIONAL BANK — 2021
What KINGSTON NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 446,669,000 | 454,558,000 | 473,839,000 | 477,081,000 |
| Total loans | 310,002,000 | 316,494,000 | 313,011,000 | 333,457,000 |
| Allowance for loan losses | 2,765,000 | 2,821,000 | 2,868,000 | 3,217,000 |
| Securities available for sale | 80,864,000 | 92,491,000 | 108,716,000 | 113,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,641,000 | 405,535,000 | 415,746,000 | 419,345,000 |
| Interest-bearing deposits | 302,944,000 | 305,635,000 | 317,644,000 | 312,335,000 |
| Noninterest-bearing deposits | 95,697,000 | 99,900,000 | 98,102,000 | 107,010,000 |
| Equity capital | 35,423,000 | 36,705,000 | 45,341,000 | 45,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,410,000 | 7,515,000 | 12,353,000 | 16,439,000 |
| Interest expense | 427,000 | 694,000 | 979,000 | 1,247,000 |
| Net interest income | 2,983,000 | 6,821,000 | 11,374,000 | 15,192,000 |
| Noninterest income | 369,000 | 786,000 | 1,238,000 | 1,616,000 |
| Noninterest expense | 2,453,000 | 4,991,000 | 7,688,000 | 10,646,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 480,000 |
| Pretax income | 854,000 | 2,534,000 | 4,799,000 | 5,707,000 |
| Income tax | 122,000 | 434,000 | 880,000 | 1,007,000 |
| Net income | 732,000 | 2,100,000 | 3,919,000 | 4,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,131,000 | 35,269,000 | 44,257,000 | 44,808,000 |
| Total capital | 36,896,000 | 38,090,000 | 47,125,000 | 48,025,000 |
| Risk-weighted assets | 318,564,000 | 304,381,000 | 317,542,000 | 339,053,000 |