Call reports 2019
KINGSTON NATIONAL BANK — 2019
What KINGSTON NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 358,103,000 | 364,361,000 | 376,019,000 | 373,148,000 |
| Total loans | 244,884,000 | 252,140,000 | 254,816,000 | 264,718,000 |
| Allowance for loan losses | 2,585,000 | 2,590,000 | 2,584,000 | 2,591,000 |
| Securities available for sale | 71,474,000 | 77,216,000 | 78,964,000 | 82,133,000 |
| Securities held to maturity | 155,000 | 155,000 | 155,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,112,000 | 318,102,000 | 328,654,000 | 325,673,000 |
| Interest-bearing deposits | 260,620,000 | 263,439,000 | 272,512,000 | 263,139,000 |
| Noninterest-bearing deposits | 52,492,000 | 54,663,000 | 56,142,000 | 62,534,000 |
| Equity capital | 29,749,000 | 31,049,000 | 31,888,000 | 32,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,592,000 | 7,336,000 | 11,172,000 | 14,970,000 |
| Interest expense | 881,000 | 1,799,000 | 2,810,000 | 3,786,000 |
| Net interest income | 2,711,000 | 5,537,000 | 8,362,000 | 11,184,000 |
| Noninterest income | 247,000 | 559,000 | 911,000 | 1,256,000 |
| Noninterest expense | 2,167,000 | 4,278,000 | 6,430,000 | 8,685,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 768,000 | 1,773,000 | 2,775,000 | 3,665,000 |
| Income tax | 119,000 | 283,000 | 456,000 | 603,000 |
| Net income | 649,000 | 1,490,000 | 2,319,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,009,000 | 30,622,000 | 31,223,000 | 31,728,000 |
| Total capital | 32,594,000 | 33,212,000 | 33,807,000 | 34,319,000 |
| Risk-weighted assets | 253,153,000 | 259,465,000 | 263,984,000 | 269,746,000 |