Call reports 2018
KINGSTON NATIONAL BANK — 2018
What KINGSTON NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 307,049,000 | 326,188,000 | 339,594,000 | 350,861,000 |
| Total loans | 217,613,000 | 230,102,000 | 238,667,000 | 250,531,000 |
| Allowance for loan losses | 2,494,000 | 2,518,000 | 2,527,000 | 2,557,000 |
| Securities available for sale | 62,465,000 | 62,361,000 | 64,940,000 | 69,916,000 |
| Securities held to maturity | 225,000 | 225,000 | 225,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,998,000 | 282,239,000 | 295,572,000 | 306,529,000 |
| Interest-bearing deposits | 202,233,000 | 217,552,000 | 245,228,000 | 252,936,000 |
| Noninterest-bearing deposits | 64,765,000 | 64,687,000 | 50,344,000 | 53,593,000 |
| Equity capital | 27,161,000 | 27,434,000 | 27,459,000 | 28,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,938,000 | 6,061,000 | 9,428,000 | 12,984,000 |
| Interest expense | 414,000 | 913,000 | 1,601,000 | 2,432,000 |
| Net interest income | 2,524,000 | 5,148,000 | 7,827,000 | 10,552,000 |
| Noninterest income | 157,000 | 312,000 | 475,000 | 638,000 |
| Noninterest expense | 1,831,000 | 3,825,000 | 5,985,000 | 8,070,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 790,000 | 1,553,000 | 2,212,000 | 2,993,000 |
| Income tax | 135,000 | 256,000 | 338,000 | 472,000 |
| Net income | 655,000 | 1,297,000 | 1,874,000 | 2,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,394,000 | 28,812,000 | 29,165,000 | 29,588,000 |
| Total capital | 30,888,000 | 31,330,000 | 31,692,000 | 32,145,000 |
| Risk-weighted assets | 226,875,000 | 239,739,000 | 248,630,000 | 254,923,000 |