Call reports 2017
KINGSTON NATIONAL BANK — 2017
What KINGSTON NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 294,080,000 | 293,305,000 | 299,295,000 | 304,797,000 |
| Total loans | 188,131,000 | 192,598,000 | 203,187,000 | 211,660,000 |
| Allowance for loan losses | 2,415,000 | 2,441,000 | 2,467,000 | 2,482,000 |
| Securities available for sale | 75,198,000 | 73,074,000 | 73,003,000 | 67,916,000 |
| Securities held to maturity | 290,000 | 290,000 | 290,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,187,000 | 256,589,000 | 257,133,000 | 260,048,000 |
| Interest-bearing deposits | 197,296,000 | 195,446,000 | 192,926,000 | 192,604,000 |
| Noninterest-bearing deposits | 60,891,000 | 61,143,000 | 64,207,000 | 67,444,000 |
| Equity capital | 26,521,000 | 27,446,000 | 28,022,000 | 27,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,499,000 | 8,304,000 | 11,193,000 |
| Interest expense | 303,000 | 606,000 | 946,000 | 1,310,000 |
| Net interest income | 2,365,000 | 4,893,000 | 7,358,000 | 9,883,000 |
| Noninterest income | 149,000 | 288,000 | 436,000 | 587,000 |
| Noninterest expense | 1,731,000 | 3,382,000 | 5,020,000 | 6,902,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 778,000 | 1,772,000 | 2,724,000 | 3,475,000 |
| Income tax | 195,000 | 460,000 | 709,000 | 1,186,000 |
| Net income | 583,000 | 1,312,000 | 2,015,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,920,000 | 27,430,000 | 27,911,000 | 27,963,000 |
| Total capital | 29,335,000 | 29,871,000 | 30,378,000 | 30,445,000 |
| Risk-weighted assets | 200,433,000 | 205,036,000 | 212,949,000 | 219,887,000 |