Call reports 2010
KINGSTON NATIONAL BANK — 2010
What KINGSTON NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 179,311,000 | 176,196,000 | 181,440,000 | 184,301,000 |
| Total loans | 112,724,000 | 117,547,000 | 118,661,000 | 126,655,000 |
| Allowance for loan losses | 1,611,000 | 1,623,000 | 1,660,000 | 1,590,000 |
| Securities available for sale | 45,473,000 | 44,811,000 | 42,484,000 | 42,452,000 |
| Securities held to maturity | 2,483,000 | 2,143,000 | 1,833,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,762,000 | 149,017,000 | 153,673,000 | 152,939,000 |
| Interest-bearing deposits | 133,079,000 | 130,101,000 | 133,329,000 | 129,655,000 |
| Noninterest-bearing deposits | 19,683,000 | 18,916,000 | 20,344,000 | 23,284,000 |
| Equity capital | 19,077,000 | 19,674,000 | 20,250,000 | 19,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,308,000 | 4,657,000 | 6,987,000 | 9,271,000 |
| Interest expense | 618,000 | 1,219,000 | 1,716,000 | 2,212,000 |
| Net interest income | 1,690,000 | 3,438,000 | 5,271,000 | 7,059,000 |
| Noninterest income | 147,000 | 289,000 | 441,000 | 586,000 |
| Noninterest expense | 1,148,000 | 2,316,000 | 3,449,000 | 4,674,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 220,000 |
| Pretax income | 659,000 | 1,351,000 | 2,105,000 | 2,704,000 |
| Income tax | 161,000 | 346,000 | 500,000 | 654,000 |
| Net income | 498,000 | 1,005,000 | 1,605,000 | 2,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,563,000 | 18,877,000 | 19,277,000 | 19,522,000 |
| Total capital | 20,009,000 | 20,346,000 | 20,752,000 | 21,077,000 |
| Risk-weighted assets | 114,736,000 | 116,606,000 | 117,034,000 | 123,642,000 |