Call reports 2001
KINGSTON NATIONAL BANK — 2001
What KINGSTON NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,516,000 | 107,501,000 | 111,951,000 | 112,663,000 |
| Total loans | 68,323,000 | 73,525,000 | 77,212,000 | 78,251,000 |
| Allowance for loan losses | 575,000 | 606,000 | 648,000 | 707,000 |
| Securities available for sale | 17,005,000 | 17,483,000 | 17,103,000 | 15,388,000 |
| Securities held to maturity | 9,440,000 | 9,722,000 | 10,094,000 | 10,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,695,000 | 95,761,000 | 99,698,000 | 100,358,000 |
| Interest-bearing deposits | 85,640,000 | 87,076,000 | 91,421,000 | 90,321,000 |
| Noninterest-bearing deposits | 8,055,000 | 8,685,000 | 8,277,000 | 10,037,000 |
| Equity capital | 9,960,000 | 10,120,000 | 10,522,000 | 10,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 4,025,000 | 6,044,000 | 8,045,000 |
| Interest expense | 1,014,000 | 2,036,000 | 3,038,000 | 3,965,000 |
| Net interest income | 980,000 | 1,989,000 | 3,006,000 | 4,080,000 |
| Noninterest income | 103,000 | 206,000 | 299,000 | 398,000 |
| Noninterest expense | 591,000 | 1,183,000 | 1,813,000 | 2,496,000 |
| Provision for loan losses | 60,000 | 160,000 | 220,000 | 280,000 |
| Pretax income | 432,000 | 852,000 | 1,272,000 | 1,702,000 |
| Income tax | 98,000 | 196,000 | 313,000 | 496,000 |
| Net income | 334,000 | 656,000 | 959,000 | 1,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,708,000 | 9,966,000 | 10,204,000 | 10,386,000 |
| Total capital | 10,283,000 | 10,572,000 | 10,852,000 | 11,093,000 |
| Risk-weighted assets | 69,430,000 | 73,389,000 | 76,932,000 | 77,598,000 |