Call reports 2026
HIGHLAND FEDERAL SAVINGS & LOAN ASSOCIATION — 2026
What HIGHLAND FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 78,805,000 | 78,964,000 |
| Total loans | 38,291,000 | 37,921,000 |
| Allowance for loan losses | 270,000 | 272,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 2,429,000 | 2,300,000 |
| Trading assets | 0 | 0 |
| Total deposits | 60,131,000 | 60,251,000 |
| Interest-bearing deposits | 53,469,000 | 53,147,000 |
| Noninterest-bearing deposits | 6,662,000 | 7,104,000 |
| Equity capital | 17,512,000 | 17,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 843,000 | 1,735,000 |
| Interest expense | 215,000 | 436,000 |
| Net interest income | 628,000 | 1,299,000 |
| Noninterest income | 150,000 | 298,000 |
| Noninterest expense | 631,000 | 1,284,000 |
| Provision for loan losses | 0 | 3,000 |
| Pretax income | 147,000 | 313,000 |
| Income tax | 34,000 | 75,000 |
| Net income | 113,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,513,000 | 17,638,000 |