Call reports 2014
FIRST NATIONAL BANK OF AMHERST, THE — 2014
What FIRST NATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 17,698,000 | 17,231,000 |
| Total loans | 1,549,000 | 1,835,000 |
| Allowance for loan losses | 154,000 | 154,000 |
| Securities available for sale | 7,586,000 | 7,468,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 14,534,000 | 14,059,000 |
| Interest-bearing deposits | 11,274,000 | 10,532,000 |
| Noninterest-bearing deposits | 3,260,000 | 3,527,000 |
| Equity capital | 3,152,000 | 3,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 91,000 | 181,000 |
| Interest expense | 11,000 | 22,000 |
| Net interest income | 80,000 | 159,000 |
| Noninterest income | 12,000 | 20,000 |
| Noninterest expense | 166,000 | 314,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -74,000 | -135,000 |
| Income tax | -26,000 | -48,000 |
| Net income | -48,000 | -87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 2,939,000 | 2,901,000 |
| Total capital | 2,979,000 | 2,946,000 |
| Risk-weighted assets | 3,051,000 | 3,443,000 |