Call reports 2015
CORNERBANK — 2015
What CORNERBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 283,112,000 | 291,696,000 | 288,739,000 | 289,984,000 |
| Total loans | 143,606,000 | 158,492,000 | 157,069,000 | 161,263,000 |
| Allowance for loan losses | 1,906,000 | 1,989,000 | 2,124,000 | 2,181,000 |
| Securities available for sale | 124,758,000 | 104,527,000 | 118,950,000 | 110,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,145,000 | 253,547,000 | 237,820,000 | 253,331,000 |
| Interest-bearing deposits | 228,052,000 | 222,775,000 | 202,778,000 | 221,529,000 |
| Noninterest-bearing deposits | 20,093,000 | 30,772,000 | 35,042,000 | 31,802,000 |
| Equity capital | 25,050,000 | 24,646,000 | 25,233,000 | 25,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,337,000 | 4,825,000 | 7,319,000 | 9,778,000 |
| Interest expense | 190,000 | 384,000 | 590,000 | 792,000 |
| Net interest income | 2,147,000 | 4,441,000 | 6,729,000 | 8,986,000 |
| Noninterest income | 661,000 | 1,409,000 | 2,282,000 | 3,167,000 |
| Noninterest expense | 2,254,000 | 4,793,000 | 7,339,000 | 10,203,000 |
| Provision for loan losses | 50,000 | 140,000 | 296,000 | 366,000 |
| Pretax income | 566,000 | 1,047,000 | 1,526,000 | 1,882,000 |
| Income tax | 49,000 | 24,000 | 41,000 | 54,000 |
| Net income | 517,000 | 1,023,000 | 1,485,000 | 1,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,720,000 | 24,039,000 | 24,238,000 | 24,180,000 |
| Total capital | 25,626,000 | 26,028,000 | 26,362,000 | 26,361,000 |
| Risk-weighted assets | 165,377,000 | 182,111,000 | 182,797,000 | 186,273,000 |