Call reports 2012
CORNERBANK — 2012
What CORNERBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 274,173,000 | 275,539,000 | 274,957,000 | 287,255,000 |
| Total loans | 119,033,000 | 116,284,000 | 114,911,000 | 117,203,000 |
| Allowance for loan losses | 2,003,000 | 1,628,000 | 1,587,000 | 1,576,000 |
| Securities available for sale | 137,066,000 | 137,086,000 | 141,313,000 | 136,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,654,000 | 214,355,000 | 216,958,000 | 246,317,000 |
| Interest-bearing deposits | 190,029,000 | 203,920,000 | 208,645,000 | 237,318,000 |
| Noninterest-bearing deposits | 26,625,000 | 10,435,000 | 8,313,000 | 8,999,000 |
| Equity capital | 25,643,000 | 26,311,000 | 26,814,000 | 25,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 4,971,000 | 7,391,000 | 9,681,000 |
| Interest expense | 326,000 | 645,000 | 940,000 | 1,214,000 |
| Net interest income | 2,198,000 | 4,326,000 | 6,451,000 | 8,467,000 |
| Noninterest income | 360,000 | 582,000 | 848,000 | 1,290,000 |
| Noninterest expense | 2,130,000 | 4,538,000 | 6,616,000 | 9,320,000 |
| Provision for loan losses | 50,000 | -332,000 | -333,000 | -317,000 |
| Pretax income | 378,000 | 703,000 | 1,017,000 | 1,257,000 |
| Income tax | 39,000 | 55,000 | 55,000 | 58,000 |
| Net income | 339,000 | 648,000 | 962,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,728,000 | 22,850,000 | 23,165,000 | 22,483,000 |
| Total capital | 24,598,000 | 24,478,000 | 24,752,000 | 24,059,000 |
| Risk-weighted assets | 149,493,000 | 145,479,000 | 147,463,000 | 153,409,000 |