Call reports 2011
CORNERBANK — 2011
What CORNERBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 230,883,000 | 246,909,000 | 251,593,000 | 276,837,000 |
| Total loans | 113,400,000 | 112,139,000 | 111,400,000 | 123,157,000 |
| Allowance for loan losses | 2,115,000 | 1,996,000 | 1,912,000 | 2,005,000 |
| Securities available for sale | 101,493,000 | 115,821,000 | 123,391,000 | 135,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,555,000 | 193,445,000 | 200,933,000 | 205,997,000 |
| Interest-bearing deposits | 161,219,000 | 168,273,000 | 176,107,000 | 178,152,000 |
| Noninterest-bearing deposits | 23,336,000 | 25,172,000 | 24,826,000 | 27,845,000 |
| Equity capital | 22,996,000 | 24,689,000 | 25,720,000 | 25,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,520,000 | 5,110,000 | 7,661,000 | 10,214,000 |
| Interest expense | 396,000 | 780,000 | 1,143,000 | 1,487,000 |
| Net interest income | 2,124,000 | 4,330,000 | 6,518,000 | 8,727,000 |
| Noninterest income | 720,000 | 1,341,000 | 1,904,000 | 2,346,000 |
| Noninterest expense | 2,706,000 | 4,985,000 | 7,252,000 | 9,928,000 |
| Provision for loan losses | 25,000 | 50,000 | 125,000 | 210,000 |
| Pretax income | 153,000 | 1,100,000 | 1,652,000 | 1,543,000 |
| Income tax | 5,000 | 58,000 | 55,000 | 44,000 |
| Net income | 148,000 | 1,042,000 | 1,597,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,561,000 | 22,455,000 | 22,685,000 | 22,391,000 |
| Total capital | 23,334,000 | 24,232,000 | 24,422,000 | 24,314,000 |
| Risk-weighted assets | 141,527,000 | 141,923,000 | 138,753,000 | 153,790,000 |