Call reports 2010
CORNERBANK — 2010
What CORNERBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 222,270,000 | 222,526,000 | 229,121,000 | 242,410,000 |
| Total loans | 110,395,000 | 111,796,000 | 109,896,000 | 117,213,000 |
| Allowance for loan losses | 2,147,000 | 2,179,000 | 2,153,000 | 2,084,000 |
| Securities available for sale | 93,557,000 | 87,894,000 | 99,847,000 | 106,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,424,000 | 177,136,000 | 184,067,000 | 176,997,000 |
| Interest-bearing deposits | 114,825,000 | 158,272,000 | 161,218,000 | 155,766,000 |
| Noninterest-bearing deposits | 61,599,000 | 18,864,000 | 22,849,000 | 21,231,000 |
| Equity capital | 22,794,000 | 23,104,000 | 24,267,000 | 21,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,566,000 | 5,077,000 | 7,639,000 | 10,222,000 |
| Interest expense | 488,000 | 944,000 | 1,392,000 | 1,821,000 |
| Net interest income | 2,078,000 | 4,133,000 | 6,247,000 | 8,401,000 |
| Noninterest income | 814,000 | 1,501,000 | 2,264,000 | 2,932,000 |
| Noninterest expense | 2,369,000 | 4,541,000 | 6,899,000 | 9,603,000 |
| Provision for loan losses | 250,000 | 400,000 | 400,000 | 400,000 |
| Pretax income | 250,000 | 816,000 | 1,359,000 | 1,319,000 |
| Income tax | -90,000 | -35,000 | 29,000 | 14,000 |
| Net income | 340,000 | 851,000 | 1,330,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,075,000 | 21,485,000 | 21,764,000 | 21,412,000 |
| Total capital | 22,841,000 | 23,244,000 | 23,517,000 | 23,264,000 |
| Risk-weighted assets | 140,917,000 | 140,289,000 | 139,845,000 | 147,916,000 |