Call reports 2009
CORNERBANK — 2009
What CORNERBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,378,000 | 226,950,000 | 246,198,000 | 234,746,000 |
| Total loans | 137,515,000 | 125,875,000 | 121,118,000 | 119,226,000 |
| Allowance for loan losses | 2,338,000 | 2,163,000 | 2,270,000 | 2,104,000 |
| Securities available for sale | 77,674,000 | 82,483,000 | 109,902,000 | 91,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,325,000 | 181,276,000 | 202,495,000 | 176,684,000 |
| Interest-bearing deposits | 165,285,000 | 163,534,000 | 184,339,000 | 156,566,000 |
| Noninterest-bearing deposits | 18,040,000 | 17,742,000 | 18,156,000 | 20,118,000 |
| Equity capital | 21,085,000 | 20,982,000 | 22,248,000 | 22,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,992,000 | 5,816,000 | 8,658,000 | 11,432,000 |
| Interest expense | 883,000 | 1,641,000 | 2,318,000 | 2,914,000 |
| Net interest income | 2,109,000 | 4,175,000 | 6,340,000 | 8,518,000 |
| Noninterest income | 768,000 | 1,918,000 | 2,767,000 | 3,508,000 |
| Noninterest expense | 2,254,000 | 5,129,000 | 7,498,000 | 10,148,000 |
| Provision for loan losses | 688,000 | 1,043,000 | 1,504,000 | 1,893,000 |
| Pretax income | 7,000 | 88,000 | 556,000 | 555,000 |
| Income tax | 9,000 | -15,000 | 10,000 | -18,000 |
| Net income | -2,000 | 103,000 | 546,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,160,000 | 20,265,000 | 20,708,000 | 20,735,000 |
| Total capital | 22,123,000 | 22,154,000 | 22,597,000 | 22,612,000 |
| Risk-weighted assets | 156,691,000 | 150,873,000 | 150,736,000 | 149,910,000 |