Call reports 2007
CORNERBANK — 2007
What CORNERBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 233,763,000 | 234,916,000 | 243,693,000 | 260,772,000 |
| Total loans | 160,012,000 | 160,158,000 | 160,262,000 | 168,732,000 |
| Allowance for loan losses | 2,516,000 | 2,514,000 | 2,413,000 | 2,434,000 |
| Securities available for sale | 53,450,000 | 60,429,000 | 67,196,000 | 74,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,081,000 | 201,205,000 | 205,527,000 | 212,322,000 |
| Interest-bearing deposits | 184,540,000 | 179,861,000 | 183,972,000 | 189,934,000 |
| Noninterest-bearing deposits | 21,541,000 | 21,344,000 | 21,555,000 | 22,388,000 |
| Equity capital | 18,325,000 | 17,870,000 | 18,667,000 | 19,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 8,008,000 | 12,118,000 | 16,226,000 |
| Interest expense | 1,801,000 | 3,674,000 | 5,605,000 | 7,541,000 |
| Net interest income | 2,122,000 | 4,334,000 | 6,513,000 | 8,685,000 |
| Noninterest income | 841,000 | 1,712,000 | 2,661,000 | 3,620,000 |
| Noninterest expense | 2,137,000 | 4,209,000 | 6,650,000 | 9,073,000 |
| Provision for loan losses | 91,000 | 157,000 | 172,000 | 238,000 |
| Pretax income | 735,000 | 1,680,000 | 2,314,000 | 2,956,000 |
| Income tax | 581,000 | 650,000 | 705,000 | 745,000 |
| Net income | 154,000 | 1,030,000 | 1,609,000 | 2,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,501,000 | 18,516,000 | 18,721,000 | 18,858,000 |
| Total capital | 20,761,000 | 20,809,000 | 21,024,000 | 21,287,000 |
| Risk-weighted assets | 180,546,000 | 183,205,000 | 184,163,000 | 194,320,000 |