Call reports 2006
CORNERBANK — 2006
What CORNERBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 228,800,000 | 224,522,000 | 221,060,000 | 238,247,000 |
| Total loans | 161,923,000 | 161,877,000 | 150,314,000 | 158,089,000 |
| Allowance for loan losses | 2,356,000 | 2,438,000 | 2,442,000 | 2,413,000 |
| Securities available for sale | 51,349,000 | 46,598,000 | 50,931,000 | 62,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,766,000 | 195,554,000 | 193,106,000 | 197,419,000 |
| Interest-bearing deposits | 175,623,000 | 171,371,000 | 170,372,000 | 176,876,000 |
| Noninterest-bearing deposits | 19,143,000 | 24,183,000 | 22,734,000 | 20,543,000 |
| Equity capital | 17,519,000 | 17,839,000 | 18,637,000 | 18,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 7,050,000 | 10,843,000 | 14,627,000 |
| Interest expense | 1,338,000 | 2,822,000 | 4,399,000 | 6,042,000 |
| Net interest income | 2,101,000 | 4,228,000 | 6,444,000 | 8,585,000 |
| Noninterest income | 782,000 | 1,587,000 | 2,448,000 | 3,291,000 |
| Noninterest expense | 2,059,000 | 4,119,000 | 6,344,000 | 8,624,000 |
| Provision for loan losses | 125,000 | 250,000 | 304,000 | 323,000 |
| Pretax income | 697,000 | 1,434,000 | 2,235,000 | 2,920,000 |
| Income tax | 182,000 | 395,000 | 594,000 | 815,000 |
| Net income | 515,000 | 1,039,000 | 1,641,000 | 2,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,813,000 | 18,343,000 | 18,901,000 | 18,397,000 |
| Total capital | 20,065,000 | 20,601,000 | 21,028,000 | 20,647,000 |
| Risk-weighted assets | 180,025,000 | 180,472,000 | 169,829,000 | 179,819,000 |