Call reports 2002
CORNERBANK — 2002
What CORNERBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 172,608,000 | 182,690,000 | 175,382,000 | 186,528,000 |
| Total loans | 124,544,000 | 121,062,000 | 115,494,000 | 109,418,000 |
| Allowance for loan losses | 1,959,000 | 1,644,000 | 1,693,000 | 1,566,000 |
| Securities available for sale | 32,843,000 | 44,286,000 | 44,283,000 | 57,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,274,000 | 150,603,000 | 149,451,000 | 150,934,000 |
| Interest-bearing deposits | 134,183,000 | 133,903,000 | 133,852,000 | 134,538,000 |
| Noninterest-bearing deposits | 13,091,000 | 16,700,000 | 15,599,000 | 16,396,000 |
| Equity capital | 14,810,000 | 14,837,000 | 15,559,000 | 15,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,493,000 | 8,139,000 | 10,700,000 |
| Interest expense | 952,000 | 1,872,000 | 2,756,000 | 3,562,000 |
| Net interest income | 1,829,000 | 3,621,000 | 5,383,000 | 7,138,000 |
| Noninterest income | 538,000 | 1,120,000 | 1,782,000 | 2,435,000 |
| Noninterest expense | 1,599,000 | 3,385,000 | 5,163,000 | 7,179,000 |
| Provision for loan losses | 87,000 | 882,000 | 1,071,000 | 2,216,000 |
| Pretax income | 684,000 | 472,000 | 1,089,000 | 518,000 |
| Income tax | 214,000 | 129,000 | 230,000 | -50,000 |
| Net income | 470,000 | 343,000 | 859,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,457,000 | 14,164,000 | 14,614,000 | 14,227,000 |
| Total capital | 16,109,000 | 15,808,000 | 16,211,000 | 15,793,000 |
| Risk-weighted assets | 131,860,000 | 133,047,000 | 127,679,000 | 125,657,000 |