Call reports 2001
CORNERBANK — 2001
What CORNERBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,797,000 | 174,047,000 | 167,593,000 | 178,892,000 |
| Total loans | 113,066,000 | 119,067,000 | 121,016,000 | 122,578,000 |
| Allowance for loan losses | 1,771,000 | 1,816,000 | 1,817,000 | 1,887,000 |
| Securities available for sale | 32,703,000 | 36,917,000 | 33,121,000 | 39,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,218,000 | 143,734,000 | 145,146,000 | 145,157,000 |
| Interest-bearing deposits | 123,115,000 | 130,991,000 | 131,509,000 | 128,515,000 |
| Noninterest-bearing deposits | 11,103,000 | 12,743,000 | 13,637,000 | 16,642,000 |
| Equity capital | 13,870,000 | 13,940,000 | 14,461,000 | 14,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,122,000 | 6,148,000 | 9,202,000 | 12,189,000 |
| Interest expense | 1,637,000 | 3,081,000 | 4,402,000 | 5,450,000 |
| Net interest income | 1,485,000 | 3,067,000 | 4,800,000 | 6,739,000 |
| Noninterest income | 450,000 | 928,000 | 1,474,000 | 2,034,000 |
| Noninterest expense | 1,416,000 | 3,015,000 | 4,586,000 | 6,309,000 |
| Provision for loan losses | 70,000 | 140,000 | 218,000 | 304,000 |
| Pretax income | 445,000 | 849,000 | 1,473,000 | 2,188,000 |
| Income tax | 109,000 | 220,000 | 440,000 | 679,000 |
| Net income | 336,000 | 629,000 | 1,033,000 | 1,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,420,000 | 13,362,000 | 13,681,000 | 13,974,000 |
| Total capital | 14,871,000 | 14,945,000 | 15,264,000 | 15,611,000 |
| Risk-weighted assets | 115,793,000 | 126,370,000 | 126,386,000 | 130,708,000 |