Call reports 2022
STATE BANK OF WAPELLO — 2022
What STATE BANK OF WAPELLO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 44,144,000 | 44,486,000 | 43,785,000 |
| Total loans | 12,452,000 | 12,327,000 | 12,314,000 |
| Allowance for loan losses | 63,000 | 65,000 | 65,000 |
| Securities available for sale | 9,953,000 | 10,199,000 | 11,849,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 38,833,000 | 39,252,000 | 38,793,000 |
| Interest-bearing deposits | 29,458,000 | 30,105,000 | 30,299,000 |
| Noninterest-bearing deposits | 9,375,000 | 9,147,000 | 8,494,000 |
| Equity capital | 5,304,000 | 5,219,000 | 4,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 216,000 | 453,000 | 728,000 |
| Interest expense | 13,000 | 25,000 | 38,000 |
| Net interest income | 203,000 | 428,000 | 690,000 |
| Noninterest income | 29,000 | 157,000 | 188,000 |
| Noninterest expense | 190,000 | 382,000 | 568,000 |
| Provision for loan losses | 2,000 | 3,000 | 3,000 |
| Pretax income | 40,000 | 200,000 | 307,000 |
| Income tax | 2,000 | 8,000 | 12,000 |
| Net income | 38,000 | 192,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 5,648,000 | 5,738,000 | 5,796,000 |
| Total capital | 5,711,000 | 5,803,000 | 5,861,000 |
| Risk-weighted assets | 18,161,000 | 17,398,000 | 16,938,000 |