Call reports 2021
STATE BANK OF WAPELLO — 2021
What STATE BANK OF WAPELLO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 41,951,000 | 42,880,000 | 43,459,000 | 44,788,000 |
| Total loans | 12,494,000 | 12,207,000 | 13,158,000 | 12,312,000 |
| Allowance for loan losses | 58,000 | 61,000 | 63,000 | 64,000 |
| Securities available for sale | 7,074,000 | 7,756,000 | 8,716,000 | 9,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,175,000 | 37,033,000 | 37,612,000 | 39,024,000 |
| Interest-bearing deposits | 27,457,000 | 28,265,000 | 29,451,000 | 29,814,000 |
| Noninterest-bearing deposits | 8,718,000 | 8,768,000 | 8,161,000 | 9,210,000 |
| Equity capital | 5,726,000 | 5,788,000 | 5,788,000 | 5,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 533,000 | 769,000 | 999,000 |
| Interest expense | 14,000 | 28,000 | 43,000 | 57,000 |
| Net interest income | 254,000 | 505,000 | 726,000 | 942,000 |
| Noninterest income | 25,000 | 45,000 | 71,000 | 98,000 |
| Noninterest expense | 199,000 | 375,000 | 559,000 | 757,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 79,000 | 172,000 | 233,000 | 277,000 |
| Income tax | 3,000 | 7,000 | 9,000 | 11,000 |
| Net income | 76,000 | 165,000 | 224,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,599,000 | 5,644,000 | 5,657,000 | 5,655,000 |
| Total capital | 5,657,000 | 5,705,000 | 5,720,000 | 5,719,000 |
| Risk-weighted assets | 18,537,000 | 18,439,000 | 19,080,000 | 18,183,000 |