Call reports 2020
STATE BANK OF WAPELLO — 2020
What STATE BANK OF WAPELLO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,652,000 | 40,818,000 | 40,849,000 | 41,089,000 |
| Total loans | 13,237,000 | 14,181,000 | 13,713,000 | 12,826,000 |
| Allowance for loan losses | 54,000 | 52,000 | 56,000 | 56,000 |
| Securities available for sale | 6,862,000 | 7,279,000 | 7,615,000 | 7,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,130,000 | 35,092,000 | 35,041,000 | 35,286,000 |
| Interest-bearing deposits | 26,189,000 | 26,534,000 | 26,746,000 | 26,831,000 |
| Noninterest-bearing deposits | 7,941,000 | 8,558,000 | 8,295,000 | 8,455,000 |
| Equity capital | 5,476,000 | 5,662,000 | 5,737,000 | 5,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 563,000 | 825,000 | 1,076,000 |
| Interest expense | 18,000 | 37,000 | 56,000 | 74,000 |
| Net interest income | 252,000 | 526,000 | 769,000 | 1,002,000 |
| Noninterest income | 38,000 | 61,000 | 116,000 | 139,000 |
| Noninterest expense | 198,000 | 379,000 | 577,000 | 778,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 90,000 | 205,000 | 303,000 | 357,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 14,000 |
| Net income | 86,000 | 197,000 | 291,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,444,000 | 5,509,000 | 5,561,000 | 5,567,000 |
| Total capital | 5,498,000 | 5,561,000 | 5,617,000 | 5,623,000 |
| Risk-weighted assets | 19,001,000 | 20,165,000 | 20,045,000 | 19,128,000 |