Call reports 2019
STATE BANK OF WAPELLO — 2019
What STATE BANK OF WAPELLO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 39,302,000 | 37,342,000 | 38,117,000 | 37,410,000 |
| Total loans | 12,943,000 | 13,330,000 | 13,419,000 | 13,624,000 |
| Allowance for loan losses | 71,000 | 63,000 | 69,000 | 56,000 |
| Securities available for sale | 9,214,000 | 7,520,000 | 7,529,000 | 7,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,080,000 | 31,954,000 | 32,628,000 | 31,881,000 |
| Interest-bearing deposits | 27,356,000 | 24,464,000 | 25,928,000 | 24,790,000 |
| Noninterest-bearing deposits | 6,724,000 | 7,490,000 | 6,700,000 | 7,091,000 |
| Equity capital | 5,180,000 | 5,344,000 | 5,435,000 | 5,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 545,000 | 825,000 | 1,106,000 |
| Interest expense | 18,000 | 36,000 | 54,000 | 72,000 |
| Net interest income | 242,000 | 509,000 | 771,000 | 1,034,000 |
| Noninterest income | 39,000 | 88,000 | 155,000 | 195,000 |
| Noninterest expense | 213,000 | 398,000 | 601,000 | 804,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 66,000 | 196,000 | 320,000 | 419,000 |
| Income tax | 0 | 8,000 | 13,000 | 17,000 |
| Net income | 66,000 | 188,000 | 307,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,178,000 | 5,277,000 | 5,352,000 | 5,402,000 |
| Total capital | 5,249,000 | 5,340,000 | 5,421,000 | 5,458,000 |
| Risk-weighted assets | 19,306,000 | 18,731,000 | 19,094,000 | 18,873,000 |