Call reports 2018
STATE BANK OF WAPELLO — 2018
What STATE BANK OF WAPELLO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 40,003,000 | 36,937,000 | 37,975,000 | 37,581,000 |
| Total loans | 13,242,000 | 13,191,000 | 13,383,000 | 13,745,000 |
| Allowance for loan losses | 66,000 | 68,000 | 69,000 | 70,000 |
| Securities available for sale | 9,505,000 | 9,482,000 | 9,440,000 | 9,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,109,000 | 31,984,000 | 32,997,000 | 32,488,000 |
| Interest-bearing deposits | 29,143,000 | 26,031,000 | 26,925,000 | 26,049,000 |
| Noninterest-bearing deposits | 5,966,000 | 5,953,000 | 6,072,000 | 6,439,000 |
| Equity capital | 4,857,000 | 4,917,000 | 4,942,000 | 5,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 512,000 | 774,000 | 1,047,000 |
| Interest expense | 18,000 | 38,000 | 57,000 | 77,000 |
| Net interest income | 232,000 | 474,000 | 717,000 | 970,000 |
| Noninterest income | 46,000 | 81,000 | 132,000 | 171,000 |
| Noninterest expense | 215,000 | 413,000 | 628,000 | 836,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 61,000 | 139,000 | 217,000 | 299,000 |
| Income tax | 2,000 | 5,000 | 9,000 | 13,000 |
| Net income | 59,000 | 134,000 | 208,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,974,000 | 5,026,000 | 5,078,000 | 5,134,000 |
| Total capital | 5,040,000 | 5,094,000 | 5,147,000 | 5,204,000 |
| Risk-weighted assets | 19,858,000 | 19,117,000 | 19,552,000 | 19,477,000 |