Call reports 2017
STATE BANK OF WAPELLO — 2017
What STATE BANK OF WAPELLO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 41,603,000 | 38,532,000 | 39,907,000 | 38,997,000 |
| Total loans | 13,436,000 | 13,411,000 | 13,680,000 | 13,295,000 |
| Allowance for loan losses | 61,000 | 59,000 | 59,000 | 64,000 |
| Securities available for sale | 10,786,000 | 10,572,000 | 9,917,000 | 9,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,806,000 | 33,622,000 | 34,954,000 | 34,097,000 |
| Interest-bearing deposits | 30,796,000 | 28,106,000 | 29,407,000 | 26,558,000 |
| Noninterest-bearing deposits | 6,010,000 | 5,516,000 | 5,547,000 | 7,539,000 |
| Equity capital | 4,729,000 | 4,856,000 | 4,906,000 | 4,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 512,000 | 771,000 | 1,030,000 |
| Interest expense | 19,000 | 38,000 | 58,000 | 77,000 |
| Net interest income | 238,000 | 474,000 | 713,000 | 953,000 |
| Noninterest income | 47,000 | 85,000 | 130,000 | 171,000 |
| Noninterest expense | 203,000 | 369,000 | 567,000 | 784,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 8,000 |
| Pretax income | 80,000 | 187,000 | 271,000 | 332,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 13,000 |
| Net income | 76,000 | 179,000 | 260,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,761,000 | 4,843,000 | 4,900,000 | 4,936,000 |
| Total capital | 4,822,000 | 4,902,000 | 4,959,000 | 5,000,000 |
| Risk-weighted assets | 20,320,000 | 19,606,000 | 20,198,000 | 19,605,000 |