Call reports 2016
STATE BANK OF WAPELLO — 2016
What STATE BANK OF WAPELLO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,140,000 | 43,455,000 | 46,266,000 | 40,259,000 |
| Total loans | 13,306,000 | 12,627,000 | 13,456,000 | 13,584,000 |
| Allowance for loan losses | 75,000 | 77,000 | 76,000 | 74,000 |
| Securities available for sale | 11,364,000 | 10,823,000 | 11,334,000 | 11,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,398,000 | 38,598,000 | 41,431,000 | 35,580,000 |
| Interest-bearing deposits | 29,160,000 | 33,177,000 | 35,594,000 | 29,853,000 |
| Noninterest-bearing deposits | 6,238,000 | 5,421,000 | 5,837,000 | 5,727,000 |
| Equity capital | 4,670,000 | 4,777,000 | 4,754,000 | 4,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 501,000 | 758,000 | 1,019,000 |
| Interest expense | 21,000 | 42,000 | 63,000 | 85,000 |
| Net interest income | 228,000 | 459,000 | 695,000 | 934,000 |
| Noninterest income | 45,000 | 89,000 | 133,000 | 176,000 |
| Noninterest expense | 219,000 | 432,000 | 647,000 | 857,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 53,000 | 113,000 | 176,000 | 247,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 7,000 |
| Net income | 51,000 | 110,000 | 171,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,585,000 | 4,620,000 | 4,660,000 | 4,706,000 |
| Total capital | 4,660,000 | 4,697,000 | 4,736,000 | 4,780,000 |
| Risk-weighted assets | 20,050,000 | 19,977,000 | 21,265,000 | 20,220,000 |