Call reports 2015
STATE BANK OF WAPELLO — 2015
What STATE BANK OF WAPELLO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,365,000 | 38,771,000 | 36,958,000 | 39,047,000 |
| Total loans | 11,943,000 | 12,702,000 | 13,144,000 | 12,796,000 |
| Allowance for loan losses | 68,000 | 70,000 | 72,000 | 72,000 |
| Securities available for sale | 12,975,000 | 11,353,000 | 11,557,000 | 11,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,742,000 | 34,194,000 | 32,279,000 | 34,401,000 |
| Interest-bearing deposits | 30,999,000 | 28,763,000 | 26,938,000 | 28,097,000 |
| Noninterest-bearing deposits | 6,743,000 | 5,431,000 | 5,341,000 | 6,304,000 |
| Equity capital | 4,552,000 | 4,505,000 | 4,601,000 | 4,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 462,000 | 706,000 | 955,000 |
| Interest expense | 25,000 | 48,000 | 72,000 | 95,000 |
| Net interest income | 207,000 | 414,000 | 634,000 | 860,000 |
| Noninterest income | 47,000 | 96,000 | 152,000 | 197,000 |
| Noninterest expense | 218,000 | 428,000 | 640,000 | 851,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 33,000 | 76,000 | 137,000 | 194,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 6,000 |
| Net income | 32,000 | 74,000 | 133,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,465,000 | 4,487,000 | 4,524,000 | 4,555,000 |
| Total capital | 4,533,000 | 4,557,000 | 4,596,000 | 4,627,000 |
| Risk-weighted assets | 19,872,000 | 19,229,000 | 19,446,000 | 19,479,000 |