Call reports 2014
STATE BANK OF WAPELLO — 2014
What STATE BANK OF WAPELLO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,269,000 | 41,261,000 | 39,076,000 | 42,791,000 |
| Total loans | 12,468,000 | 12,451,000 | 12,964,000 | 12,074,000 |
| Allowance for loan losses | 50,000 | 58,000 | 65,000 | 68,000 |
| Securities available for sale | 12,483,000 | 12,384,000 | 12,857,000 | 13,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,722,000 | 36,684,000 | 34,506,000 | 38,232,000 |
| Interest-bearing deposits | 29,229,000 | 29,475,000 | 28,569,000 | 27,888,000 |
| Noninterest-bearing deposits | 6,493,000 | 7,209,000 | 5,937,000 | 10,344,000 |
| Equity capital | 4,464,000 | 4,498,000 | 4,493,000 | 4,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 470,000 | 706,000 | 942,000 |
| Interest expense | 31,000 | 62,000 | 91,000 | 116,000 |
| Net interest income | 208,000 | 408,000 | 615,000 | 826,000 |
| Noninterest income | 44,000 | 90,000 | 135,000 | 190,000 |
| Noninterest expense | 219,000 | 430,000 | 642,000 | 859,000 |
| Provision for loan losses | 6,000 | 12,000 | 17,000 | 20,000 |
| Pretax income | 27,000 | 56,000 | 91,000 | 137,000 |
| Income tax | 3,000 | 2,000 | 4,000 | 7,000 |
| Net income | 24,000 | 54,000 | 87,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,416,000 | 4,425,000 | 4,436,000 | 4,457,000 |
| Total capital | 4,466,000 | 4,483,000 | 4,501,000 | 4,525,000 |
| Risk-weighted assets | 19,635,000 | 19,479,000 | 19,649,000 | 19,751,000 |