Call reports 2013
STATE BANK OF WAPELLO — 2013
What STATE BANK OF WAPELLO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,299,000 | 37,286,000 | 37,194,000 | 41,366,000 |
| Total loans | 11,802,000 | 11,479,000 | 11,723,000 | 12,673,000 |
| Allowance for loan losses | 102,000 | 66,000 | 54,000 | 55,000 |
| Securities available for sale | 10,439,000 | 10,542,000 | 12,211,000 | 12,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,564,000 | 32,748,000 | 32,649,000 | 36,870,000 |
| Interest-bearing deposits | 27,416,000 | 25,666,000 | 26,687,000 | 26,405,000 |
| Noninterest-bearing deposits | 7,148,000 | 7,082,000 | 5,962,000 | 10,465,000 |
| Equity capital | 4,651,000 | 4,450,000 | 4,462,000 | 4,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 475,000 | 711,000 | 947,000 |
| Interest expense | 38,000 | 74,000 | 110,000 | 142,000 |
| Net interest income | 200,000 | 401,000 | 601,000 | 805,000 |
| Noninterest income | 50,000 | 87,000 | 129,000 | 169,000 |
| Noninterest expense | 204,000 | 423,000 | 625,000 | 846,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 15,000 |
| Pretax income | 43,000 | 59,000 | 96,000 | 113,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 41,000 | 56,000 | 91,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,415,000 | 4,409,000 | 4,421,000 | 4,415,000 |
| Total capital | 4,517,000 | 4,475,000 | 4,475,000 | 4,470,000 |
| Risk-weighted assets | 18,251,000 | 17,702,000 | 18,317,000 | 19,827,000 |