Call reports 2012
STATE BANK OF WAPELLO — 2012
What STATE BANK OF WAPELLO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,355,000 | 34,272,000 | 38,160,000 | 36,571,000 |
| Total loans | 13,410,000 | 13,303,000 | 13,670,000 | 12,012,000 |
| Allowance for loan losses | 89,000 | 92,000 | 87,000 | 94,000 |
| Securities available for sale | 10,261,000 | 10,039,000 | 11,218,000 | 11,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,499,000 | 28,421,000 | 32,326,000 | 31,853,000 |
| Interest-bearing deposits | 26,625,000 | 22,395,000 | 25,951,000 | 23,970,000 |
| Noninterest-bearing deposits | 6,874,000 | 6,026,000 | 6,375,000 | 7,883,000 |
| Equity capital | 5,739,000 | 5,709,000 | 5,694,000 | 4,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 540,000 | 808,000 | 1,061,000 |
| Interest expense | 48,000 | 94,000 | 138,000 | 180,000 |
| Net interest income | 223,000 | 446,000 | 670,000 | 881,000 |
| Noninterest income | 45,000 | 84,000 | 128,000 | 174,000 |
| Noninterest expense | 224,000 | 441,000 | 657,000 | 863,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 41,000 | 83,000 | 132,000 | 180,000 |
| Income tax | 4,000 | 12,000 | 6,000 | 9,000 |
| Net income | 37,000 | 71,000 | 126,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,442,000 | 5,409,000 | 5,396,000 | 4,375,000 |
| Total capital | 5,531,000 | 5,501,000 | 5,483,000 | 4,469,000 |
| Risk-weighted assets | 19,206,000 | 18,065,000 | 19,324,000 | 17,625,000 |