Call reports 2011
STATE BANK OF WAPELLO — 2011
What STATE BANK OF WAPELLO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,256,000 | 34,387,000 | 35,335,000 | 36,452,000 |
| Total loans | 14,563,000 | 14,473,000 | 14,403,000 | 13,265,000 |
| Allowance for loan losses | 81,000 | 92,000 | 95,000 | 84,000 |
| Securities available for sale | 11,008,000 | 10,335,000 | 9,753,000 | 9,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,453,000 | 28,485,000 | 29,381,000 | 30,590,000 |
| Interest-bearing deposits | 22,927,000 | 22,576,000 | 23,564,000 | 21,538,000 |
| Noninterest-bearing deposits | 6,526,000 | 5,909,000 | 5,817,000 | 9,052,000 |
| Equity capital | 5,684,000 | 5,760,000 | 5,806,000 | 5,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 608,000 | 904,000 | 1,179,000 |
| Interest expense | 59,000 | 115,000 | 169,000 | 217,000 |
| Net interest income | 245,000 | 493,000 | 735,000 | 962,000 |
| Noninterest income | 51,000 | 100,000 | 150,000 | 197,000 |
| Noninterest expense | 215,000 | 444,000 | 666,000 | 875,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 75,000 | 137,000 | 201,000 | 260,000 |
| Income tax | 4,000 | 7,000 | 10,000 | 13,000 |
| Net income | 71,000 | 130,000 | 191,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,499,000 | 5,491,000 | 5,483,000 | 5,473,000 |
| Total capital | 5,580,000 | 5,583,000 | 5,578,000 | 5,557,000 |
| Risk-weighted assets | 19,234,000 | 18,889,000 | 19,193,000 | 18,722,000 |