Call reports 2010
STATE BANK OF WAPELLO — 2010
What STATE BANK OF WAPELLO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,866,000 | 34,094,000 | 32,062,000 | 33,271,000 |
| Total loans | 15,687,000 | 16,086,000 | 15,800,000 | 14,636,000 |
| Allowance for loan losses | 115,000 | 96,000 | 64,000 | 73,000 |
| Securities available for sale | 10,457,000 | 11,235,000 | 10,698,000 | 10,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,052,000 | 28,214,000 | 26,035,000 | 27,469,000 |
| Interest-bearing deposits | 21,820,000 | 23,146,000 | 21,293,000 | 21,670,000 |
| Noninterest-bearing deposits | 5,232,000 | 5,068,000 | 4,742,000 | 5,799,000 |
| Equity capital | 5,685,000 | 5,728,000 | 5,856,000 | 5,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 680,000 | 1,024,000 | 1,355,000 |
| Interest expense | 72,000 | 144,000 | 213,000 | 277,000 |
| Net interest income | 269,000 | 536,000 | 811,000 | 1,078,000 |
| Noninterest income | 45,000 | 89,000 | 141,000 | 188,000 |
| Noninterest expense | 241,000 | 468,000 | 697,000 | 928,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 67,000 | 145,000 | 237,000 | 314,000 |
| Income tax | 4,000 | 7,000 | 12,000 | 15,000 |
| Net income | 63,000 | 138,000 | 225,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,463,000 | 5,471,000 | 5,491,000 | 5,496,000 |
| Total capital | 5,578,000 | 5,567,000 | 5,555,000 | 5,569,000 |
| Risk-weighted assets | 19,931,000 | 20,160,000 | 19,576,000 | 18,941,000 |