Call reports 2009
STATE BANK OF WAPELLO — 2009
What STATE BANK OF WAPELLO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 34,580,000 | 33,736,000 | 34,799,000 | 34,737,000 |
| Total loans | 14,343,000 | 14,315,000 | 14,714,000 | 16,320,000 |
| Allowance for loan losses | 81,000 | 86,000 | 90,000 | 95,000 |
| Securities available for sale | 13,461,000 | 12,106,000 | 11,891,000 | 9,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,710,000 | 27,929,000 | 28,303,000 | 28,877,000 |
| Interest-bearing deposits | 23,144,000 | 22,009,000 | 22,623,000 | 21,952,000 |
| Noninterest-bearing deposits | 5,565,000 | 5,920,000 | 5,680,000 | 6,925,000 |
| Equity capital | 5,744,000 | 5,661,000 | 5,866,000 | 5,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 727,000 | 1,083,000 | 1,438,000 |
| Interest expense | 90,000 | 175,000 | 254,000 | 329,000 |
| Net interest income | 281,000 | 552,000 | 829,000 | 1,109,000 |
| Noninterest income | 47,000 | 91,000 | 135,000 | 176,000 |
| Noninterest expense | 223,000 | 432,000 | 655,000 | 896,000 |
| Provision for loan losses | 26,000 | 32,000 | 38,000 | 197,000 |
| Pretax income | 79,000 | 295,000 | 387,000 | 308,000 |
| Income tax | -16,000 | -5,000 | 0 | 7,000 |
| Net income | 95,000 | 300,000 | 387,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,465,000 | 5,535,000 | 5,555,000 | 5,468,000 |
| Total capital | 5,546,000 | 5,621,000 | 5,645,000 | 5,563,000 |
| Risk-weighted assets | 18,698,000 | 18,896,000 | 19,462,000 | 20,661,000 |