Call reports 2008
STATE BANK OF WAPELLO — 2008
What STATE BANK OF WAPELLO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 33,934,000 | 32,699,000 | 31,786,000 | 35,736,000 |
| Total loans | 15,341,000 | 15,069,000 | 15,273,000 | 15,458,000 |
| Allowance for loan losses | 47,000 | 51,000 | 54,000 | 57,000 |
| Securities available for sale | 12,188,000 | 11,328,000 | 11,544,000 | 12,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,201,000 | 27,164,000 | 26,227,000 | 29,897,000 |
| Interest-bearing deposits | 22,670,000 | 22,511,000 | 20,081,000 | 21,957,000 |
| Noninterest-bearing deposits | 5,531,000 | 4,653,000 | 6,146,000 | 7,941,000 |
| Equity capital | 5,554,000 | 5,361,000 | 5,385,000 | 5,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 756,000 | 1,132,000 | 1,507,000 |
| Interest expense | 119,000 | 237,000 | 336,000 | 427,000 |
| Net interest income | 256,000 | 519,000 | 796,000 | 1,080,000 |
| Noninterest income | 48,000 | 101,000 | 151,000 | 198,000 |
| Noninterest expense | 235,000 | 461,000 | 679,000 | 898,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 9,000 |
| Pretax income | 68,000 | 156,000 | 263,000 | 371,000 |
| Income tax | 4,000 | 8,000 | 14,000 | 17,000 |
| Net income | 64,000 | 148,000 | 249,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,283,000 | 5,299,000 | 5,334,000 | 5,436,000 |
| Total capital | 5,330,000 | 5,350,000 | 5,388,000 | 5,493,000 |
| Risk-weighted assets | 19,176,000 | 18,487,000 | 18,299,000 | 19,527,000 |