Call reports 2007
STATE BANK OF WAPELLO — 2007
What STATE BANK OF WAPELLO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,455,000 | 30,421,000 | 29,514,000 | 32,316,000 |
| Total loans | 14,188,000 | 14,745,000 | 14,538,000 | 14,663,000 |
| Allowance for loan losses | 67,000 | 67,000 | 46,000 | 46,000 |
| Securities available for sale | 12,031,000 | 11,304,000 | 11,004,000 | 10,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,166,000 | 25,186,000 | 24,113,000 | 26,826,000 |
| Interest-bearing deposits | 19,807,000 | 19,910,000 | 19,937,000 | 21,281,000 |
| Noninterest-bearing deposits | 4,359,000 | 5,276,000 | 4,175,000 | 5,545,000 |
| Equity capital | 5,140,000 | 5,082,000 | 5,222,000 | 5,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 715,000 | 1,078,000 | 1,459,000 |
| Interest expense | 101,000 | 206,000 | 316,000 | 432,000 |
| Net interest income | 252,000 | 509,000 | 762,000 | 1,027,000 |
| Noninterest income | 60,000 | 129,000 | 188,000 | 239,000 |
| Noninterest expense | 219,000 | 432,000 | 678,000 | 880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 202,000 | 268,000 | 382,000 |
| Income tax | 5,000 | 10,000 | 14,000 | 19,000 |
| Net income | 88,000 | 192,000 | 254,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,212,000 | 5,249,000 | 5,243,000 | 5,285,000 |
| Total capital | 5,279,000 | 5,316,000 | 5,289,000 | 5,331,000 |
| Risk-weighted assets | 16,887,000 | 17,555,000 | 17,276,000 | 17,668,000 |