Call reports 2006
STATE BANK OF WAPELLO — 2006
What STATE BANK OF WAPELLO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,532,000 | 30,465,000 | 30,273,000 | 30,148,000 |
| Total loans | 13,446,000 | 13,999,000 | 14,314,000 | 13,732,000 |
| Allowance for loan losses | 79,000 | 80,000 | 80,000 | 68,000 |
| Securities available for sale | 13,493,000 | 12,761,000 | 11,943,000 | 11,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,441,000 | 25,467,000 | 23,716,000 | 24,933,000 |
| Interest-bearing deposits | 21,586,000 | 21,001,000 | 19,476,000 | 20,033,000 |
| Noninterest-bearing deposits | 3,855,000 | 4,466,000 | 4,240,000 | 4,900,000 |
| Equity capital | 4,958,000 | 4,862,000 | 5,145,000 | 5,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 680,000 | 1,027,000 | 1,377,000 |
| Interest expense | 79,000 | 161,000 | 251,000 | 350,000 |
| Net interest income | 258,000 | 519,000 | 776,000 | 1,027,000 |
| Noninterest income | 72,000 | 141,000 | 209,000 | 276,000 |
| Noninterest expense | 220,000 | 441,000 | 652,000 | 873,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 219,000 | 331,000 | 424,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 21,000 |
| Net income | 104,000 | 208,000 | 314,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,169,000 | 5,137,000 | 5,245,000 | 5,191,000 |
| Total capital | 5,248,000 | 5,217,000 | 5,325,000 | 5,259,000 |
| Risk-weighted assets | 16,638,000 | 16,926,000 | 17,061,000 | 16,604,000 |