Call reports 2004
STATE BANK OF WAPELLO — 2004
What STATE BANK OF WAPELLO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,122,000 | 31,560,000 | 31,694,000 | 30,997,000 |
| Total loans | 13,122,000 | 12,926,000 | 13,117,000 | 13,567,000 |
| Allowance for loan losses | 105,000 | 108,000 | 105,000 | 90,000 |
| Securities available for sale | 12,917,000 | 14,512,000 | 13,786,000 | 14,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,809,000 | 26,546,000 | 26,546,000 | 25,949,000 |
| Interest-bearing deposits | 24,118,000 | 22,807,000 | 22,758,000 | 21,898,000 |
| Noninterest-bearing deposits | 3,691,000 | 3,739,000 | 3,788,000 | 4,051,000 |
| Equity capital | 5,173,000 | 4,888,000 | 5,009,000 | 4,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 714,000 | 1,055,000 | 1,396,000 |
| Interest expense | 79,000 | 154,000 | 225,000 | 294,000 |
| Net interest income | 284,000 | 560,000 | 830,000 | 1,102,000 |
| Noninterest income | 56,000 | 108,000 | 162,000 | 213,000 |
| Noninterest expense | 226,000 | 449,000 | 682,000 | 901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 219,000 | 310,000 | 414,000 |
| Income tax | 6,000 | 11,000 | 15,000 | 19,000 |
| Net income | 108,000 | 208,000 | 295,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,929,000 | 4,893,000 | 4,913,000 | 4,946,000 |
| Total capital | 5,034,000 | 5,001,000 | 5,018,000 | 5,036,000 |
| Risk-weighted assets | 16,706,000 | 16,405,000 | 16,771,000 | 16,849,000 |