Call reports 2003
STATE BANK OF WAPELLO — 2003
What STATE BANK OF WAPELLO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 32,813,000 | 32,548,000 | 30,981,000 | 32,303,000 |
| Total loans | 13,869,000 | 14,385,000 | 14,331,000 | 13,721,000 |
| Allowance for loan losses | 107,000 | 110,000 | 102,000 | 103,000 |
| Securities available for sale | 13,657,000 | 13,428,000 | 12,781,000 | 13,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,545,000 | 27,203,000 | 25,718,000 | 27,118,000 |
| Interest-bearing deposits | 23,694,000 | 23,740,000 | 22,354,000 | 23,236,000 |
| Noninterest-bearing deposits | 3,851,000 | 3,464,000 | 3,364,000 | 3,882,000 |
| Equity capital | 5,093,000 | 5,166,000 | 5,094,000 | 5,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 813,000 | 1,202,000 | 1,578,000 |
| Interest expense | 124,000 | 242,000 | 343,000 | 428,000 |
| Net interest income | 283,000 | 571,000 | 859,000 | 1,150,000 |
| Noninterest income | 57,000 | 115,000 | 170,000 | 227,000 |
| Noninterest expense | 221,000 | 437,000 | 665,000 | 907,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 249,000 | 364,000 | 470,000 |
| Income tax | 6,000 | 13,000 | 18,000 | 23,000 |
| Net income | 113,000 | 236,000 | 346,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,691,000 | 4,747,000 | 4,789,000 | 4,821,000 |
| Total capital | 4,798,000 | 4,857,000 | 4,891,000 | 4,924,000 |
| Risk-weighted assets | 16,751,000 | 17,298,000 | 16,916,000 | 16,730,000 |