Call reports 2002
STATE BANK OF WAPELLO — 2002
What STATE BANK OF WAPELLO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,040,000 | 31,080,000 | 31,612,000 | 31,148,000 |
| Total loans | 14,311,000 | 14,501,000 | 13,592,000 | 13,561,000 |
| Allowance for loan losses | 103,000 | 103,000 | 107,000 | 104,000 |
| Securities available for sale | 11,847,000 | 12,472,000 | 12,621,000 | 13,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,006,000 | 25,862,000 | 26,290,000 | 25,865,000 |
| Interest-bearing deposits | 23,566,000 | 22,530,000 | 23,358,000 | 22,557,000 |
| Noninterest-bearing deposits | 3,440,000 | 3,332,000 | 2,932,000 | 3,308,000 |
| Equity capital | 4,837,000 | 5,005,000 | 5,103,000 | 5,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 902,000 | 1,351,000 | 1,777,000 |
| Interest expense | 168,000 | 328,000 | 477,000 | 621,000 |
| Net interest income | 287,000 | 574,000 | 874,000 | 1,156,000 |
| Noninterest income | 48,000 | 95,000 | 152,000 | 206,000 |
| Noninterest expense | 232,000 | 441,000 | 691,000 | 910,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 18,000 |
| Pretax income | 90,000 | 212,000 | 315,000 | 434,000 |
| Income tax | 7,000 | 13,000 | 22,000 | 32,000 |
| Net income | 83,000 | 199,000 | 293,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,533,000 | 4,582,000 | 4,608,000 | 4,651,000 |
| Total capital | 4,636,000 | 4,685,000 | 4,715,000 | 4,755,000 |
| Risk-weighted assets | 16,482,000 | 16,407,000 | 16,052,000 | 16,202,000 |