Call reports 2001
STATE BANK OF WAPELLO — 2001
What STATE BANK OF WAPELLO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,401,000 | 29,610,000 | 30,458,000 | 31,178,000 |
| Total loans | 14,701,000 | 14,957,000 | 15,266,000 | 14,420,000 |
| Allowance for loan losses | 101,000 | 85,000 | 92,000 | 97,000 |
| Securities available for sale | 11,274,000 | 10,813,000 | 11,466,000 | 11,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,445,000 | 24,638,000 | 25,283,000 | 26,048,000 |
| Interest-bearing deposits | 21,544,000 | 21,388,000 | 21,976,000 | 22,582,000 |
| Noninterest-bearing deposits | 3,901,000 | 3,250,000 | 3,307,000 | 3,466,000 |
| Equity capital | 4,777,000 | 4,774,000 | 4,988,000 | 4,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 989,000 | 1,486,000 | 1,965,000 |
| Interest expense | 197,000 | 407,000 | 607,000 | 788,000 |
| Net interest income | 286,000 | 582,000 | 879,000 | 1,177,000 |
| Noninterest income | 47,000 | 93,000 | 141,000 | 194,000 |
| Noninterest expense | 232,000 | 439,000 | 623,000 | 887,000 |
| Provision for loan losses | 2,000 | 6,000 | 12,000 | 18,000 |
| Pretax income | 99,000 | 230,000 | 385,000 | 466,000 |
| Income tax | 7,000 | 17,000 | 25,000 | 35,000 |
| Net income | 92,000 | 213,000 | 360,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,448,000 | 4,435,000 | 4,513,000 | 4,518,000 |
| Total capital | 4,549,000 | 4,520,000 | 4,605,000 | 4,615,000 |
| Risk-weighted assets | 15,924,000 | 16,355,000 | 16,647,000 | 16,157,000 |