Call reports 2010
FIRST STATE BANK, THE — 2010
What FIRST STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,586,000 | 40,310,000 | 43,481,000 | 44,546,000 |
| Total loans | 34,418,000 | 35,336,000 | 36,033,000 | 35,817,000 |
| Allowance for loan losses | 374,000 | 380,000 | 340,000 | 372,000 |
| Securities available for sale | 17,000 | 17,000 | 16,000 | 15,000 |
| Securities held to maturity | 311,000 | 311,000 | 310,000 | 310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,494,000 | 37,002,000 | 40,208,000 | 41,204,000 |
| Interest-bearing deposits | 34,944,000 | 35,077,000 | 37,349,000 | 38,858,000 |
| Noninterest-bearing deposits | 1,550,000 | 1,925,000 | 2,859,000 | 2,346,000 |
| Equity capital | 3,019,000 | 3,238,000 | 3,200,000 | 3,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,673,000 | 2,575,000 | 3,456,000 |
| Interest expense | 251,000 | 508,000 | 770,000 | 1,037,000 |
| Net interest income | 557,000 | 1,165,000 | 1,805,000 | 2,419,000 |
| Noninterest income | 53,000 | 101,000 | 157,000 | 204,000 |
| Noninterest expense | 270,000 | 542,000 | 836,000 | 1,209,000 |
| Provision for loan losses | 105,000 | 270,000 | 460,000 | 660,000 |
| Pretax income | 235,000 | 454,000 | 666,000 | 754,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | 454,000 | 666,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,019,000 | 3,238,000 | 3,200,000 | 3,261,000 |
| Total capital | 3,393,000 | 3,618,000 | 3,540,000 | 3,633,000 |
| Risk-weighted assets | 33,825,000 | 34,841,000 | 36,410,000 | 37,905,000 |