Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 33,727,000 | 32,404,000 | 36,784,000 | 38,396,000 |
| Total loans | 28,597,000 | 29,636,000 | 33,551,000 | 32,965,000 |
| Allowance for loan losses | 243,000 | 327,000 | 387,000 | 326,000 |
| Securities available for sale | 20,000 | 19,000 | 18,000 | 18,000 |
| Securities held to maturity | 316,000 | 314,000 | 313,000 | 311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,966,000 | 28,332,000 | 33,724,000 | 35,355,000 |
| Interest-bearing deposits | 27,251,000 | 27,490,000 | 31,600,000 | 33,507,000 |
| Noninterest-bearing deposits | 3,715,000 | 842,000 | 2,124,000 | 1,848,000 |
| Equity capital | 2,668,000 | 2,864,000 | 2,980,000 | 2,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,438,000 | 2,272,000 | 3,103,000 |
| Interest expense | 246,000 | 505,000 | 760,000 | 1,027,000 |
| Net interest income | 457,000 | 933,000 | 1,512,000 | 2,076,000 |
| Noninterest income | 43,000 | 91,000 | 163,000 | 249,000 |
| Noninterest expense | 254,000 | 492,000 | 746,000 | 1,093,000 |
| Provision for loan losses | 35,000 | 125,000 | 230,000 | 475,000 |
| Pretax income | 211,000 | 407,000 | 699,000 | 757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 407,000 | 699,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,668,000 | 2,864,000 | 2,980,000 | 2,960,000 |
| Total capital | 2,911,000 | 3,191,000 | 3,367,000 | 3,286,000 |
| Risk-weighted assets | 29,002,000 | 29,421,000 | 33,510,000 | 33,592,000 |