Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 26,329,000 | 27,796,000 | 27,750,000 | 31,068,000 |
| Total loans | 21,681,000 | 22,553,000 | 24,988,000 | 26,820,000 |
| Allowance for loan losses | 201,000 | 229,000 | 250,000 | 203,000 |
| Securities available for sale | 224,000 | 22,000 | 22,000 | 21,000 |
| Securities held to maturity | 231,000 | 425,000 | 324,000 | 318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,078,000 | 25,421,000 | 25,229,000 | 28,645,000 |
| Interest-bearing deposits | 22,497,000 | 23,352,000 | 24,675,000 | 25,020,000 |
| Noninterest-bearing deposits | 1,581,000 | 2,069,000 | 554,000 | 3,625,000 |
| Equity capital | 2,079,000 | 2,201,000 | 2,324,000 | 2,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,176,000 | 1,805,000 | 2,497,000 |
| Interest expense | 284,000 | 588,000 | 873,000 | 1,153,000 |
| Net interest income | 281,000 | 588,000 | 932,000 | 1,344,000 |
| Noninterest income | 57,000 | 119,000 | 173,000 | 324,000 |
| Noninterest expense | 214,000 | 436,000 | 681,000 | 1,054,000 |
| Provision for loan losses | 100,000 | 125,000 | 155,000 | 285,000 |
| Pretax income | 24,000 | 146,000 | 269,000 | 329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 146,000 | 269,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,079,000 | 2,201,000 | 2,324,000 | 2,306,000 |
| Total capital | 2,280,000 | 2,430,000 | 2,574,000 | 2,509,000 |
| Risk-weighted assets | 22,191,000 | 23,595,000 | 25,299,000 | 27,443,000 |