Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,705,000 | 23,922,000 | 25,332,000 | 25,849,000 |
| Total loans | 18,735,000 | 19,833,000 | 19,436,000 | 21,160,000 |
| Allowance for loan losses | 207,000 | 241,000 | 200,000 | 100,000 |
| Securities available for sale | 128,000 | 127,000 | 126,000 | 126,000 |
| Securities held to maturity | 242,000 | 237,000 | 236,000 | 232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,047,000 | 22,155,000 | 23,456,000 | 23,955,000 |
| Interest-bearing deposits | 18,473,000 | 19,606,000 | 20,473,000 | 21,811,000 |
| Noninterest-bearing deposits | 2,574,000 | 2,549,000 | 2,983,000 | 2,144,000 |
| Equity capital | 1,559,000 | 1,648,000 | 1,751,000 | 1,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 1,027,000 | 1,592,000 | 2,140,000 |
| Interest expense | 217,000 | 466,000 | 738,000 | 1,028,000 |
| Net interest income | 274,000 | 561,000 | 854,000 | 1,112,000 |
| Noninterest income | 63,000 | 148,000 | 241,000 | 325,000 |
| Noninterest expense | 207,000 | 458,000 | 662,000 | 937,000 |
| Provision for loan losses | 40,000 | 67,000 | 145,000 | 197,000 |
| Pretax income | 90,000 | 184,000 | 288,000 | 303,000 |
| Income tax | 12,000 | 17,000 | 19,000 | 21,000 |
| Net income | 78,000 | 167,000 | 269,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,560,000 | 1,649,000 | 1,751,000 | 1,765,000 |
| Total capital | 1,767,000 | 1,890,000 | 1,951,000 | 1,865,000 |
| Risk-weighted assets | 17,705,000 | 19,099,000 | 20,440,000 | 21,667,000 |