Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 20,376,000 | 19,598,000 | 19,088,000 | 20,610,000 |
| Total loans | 15,342,000 | 15,828,000 | 16,487,000 | 17,779,000 |
| Allowance for loan losses | 205,000 | 174,000 | 199,000 | 174,000 |
| Securities available for sale | 134,000 | 132,000 | 130,000 | 129,000 |
| Securities held to maturity | 257,000 | 253,000 | 246,000 | 241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,889,000 | 18,022,000 | 17,404,000 | 18,867,000 |
| Interest-bearing deposits | 15,636,000 | 14,888,000 | 15,387,000 | 16,508,000 |
| Noninterest-bearing deposits | 3,253,000 | 3,134,000 | 2,017,000 | 2,359,000 |
| Equity capital | 1,410,000 | 1,500,000 | 1,595,000 | 1,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 786,000 | 1,219,000 | 1,670,000 |
| Interest expense | 143,000 | 302,000 | 477,000 | 673,000 |
| Net interest income | 242,000 | 484,000 | 742,000 | 997,000 |
| Noninterest income | 71,000 | 154,000 | 225,000 | 291,000 |
| Noninterest expense | 212,000 | 420,000 | 620,000 | 871,000 |
| Provision for loan losses | 15,000 | 42,000 | 77,000 | 88,000 |
| Pretax income | 86,000 | 176,000 | 270,000 | 329,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 86,000 | 176,000 | 270,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,412,000 | 1,502,000 | 1,596,000 | 1,647,000 |
| Total capital | 1,593,000 | 1,676,000 | 1,785,000 | 1,821,000 |
| Risk-weighted assets | 14,478,000 | 14,555,000 | 15,119,000 | 16,513,000 |