Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 16,040,000 | 16,154,000 | 15,199,000 | 16,952,000 |
| Total loans | 12,687,000 | 13,337,000 | 13,069,000 | 13,810,000 |
| Allowance for loan losses | 145,000 | 165,000 | 186,000 | 194,000 |
| Securities available for sale | 149,000 | 147,000 | 141,000 | 136,000 |
| Securities held to maturity | 287,000 | 280,000 | 269,000 | 263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,762,000 | 14,784,000 | 13,734,000 | 15,407,000 |
| Interest-bearing deposits | 11,656,000 | 11,708,000 | 11,445,000 | 12,676,000 |
| Noninterest-bearing deposits | 3,106,000 | 3,076,000 | 2,289,000 | 2,731,000 |
| Equity capital | 1,240,000 | 1,328,000 | 1,413,000 | 1,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 599,000 | 932,000 | 1,263,000 |
| Interest expense | 72,000 | 150,000 | 242,000 | 345,000 |
| Net interest income | 225,000 | 449,000 | 690,000 | 918,000 |
| Noninterest income | 59,000 | 127,000 | 202,000 | 271,000 |
| Noninterest expense | 198,000 | 383,000 | 589,000 | 800,000 |
| Provision for loan losses | 16,000 | 36,000 | 59,000 | 74,000 |
| Pretax income | 70,000 | 157,000 | 244,000 | 315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 157,000 | 244,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,241,000 | 1,328,000 | 1,414,000 | 1,487,000 |
| Total capital | 1,386,000 | 1,480,000 | 1,569,000 | 1,663,000 |
| Risk-weighted assets | 11,846,000 | 12,122,000 | 12,393,000 | 13,326,000 |