Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,692,000 | 15,289,000 | 14,896,000 | 14,713,000 |
| Total loans | 9,681,000 | 10,589,000 | 11,736,000 | 13,108,000 |
| Allowance for loan losses | 117,000 | 106,000 | 122,000 | 119,000 |
| Securities available for sale | 699,000 | 586,000 | 182,000 | 153,000 |
| Securities held to maturity | 342,000 | 317,000 | 304,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,485,000 | 14,039,000 | 13,576,000 | 13,393,000 |
| Interest-bearing deposits | 11,190,000 | 11,813,000 | 10,892,000 | 10,729,000 |
| Noninterest-bearing deposits | 2,295,000 | 2,226,000 | 2,684,000 | 2,664,000 |
| Equity capital | 1,165,000 | 1,212,000 | 1,279,000 | 1,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 504,000 | 772,000 | 1,077,000 |
| Interest expense | 68,000 | 138,000 | 206,000 | 276,000 |
| Net interest income | 183,000 | 366,000 | 566,000 | 801,000 |
| Noninterest income | 49,000 | 106,000 | 168,000 | 229,000 |
| Noninterest expense | 178,000 | 356,000 | 528,000 | 746,000 |
| Provision for loan losses | 4,000 | 14,000 | 37,000 | 48,000 |
| Pretax income | 50,000 | 102,000 | 169,000 | 236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 102,000 | 169,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,160,000 | 1,212,000 | 1,279,000 | 1,171,000 |
| Total capital | 1,277,000 | 1,318,000 | 1,401,000 | 1,290,000 |
| Risk-weighted assets | 11,138,000 | 11,946,000 | 12,708,000 | 11,623,000 |