Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,068,000 | 13,528,000 | 13,409,000 | 14,241,000 |
| Total loans | 8,173,000 | 8,508,000 | 8,620,000 | 9,080,000 |
| Allowance for loan losses | 103,000 | 108,000 | 118,000 | 123,000 |
| Securities available for sale | 1,167,000 | 1,152,000 | 1,129,000 | 1,111,000 |
| Securities held to maturity | 738,000 | 661,000 | 590,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,855,000 | 12,273,000 | 12,118,000 | 13,069,000 |
| Interest-bearing deposits | 9,771,000 | 10,057,000 | 10,116,000 | 10,630,000 |
| Noninterest-bearing deposits | 2,084,000 | 2,217,000 | 2,002,000 | 2,439,000 |
| Equity capital | 1,146,000 | 1,187,000 | 1,224,000 | 1,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 461,000 | 688,000 | 923,000 |
| Interest expense | 72,000 | 145,000 | 216,000 | 285,000 |
| Net interest income | 163,000 | 316,000 | 472,000 | 638,000 |
| Noninterest income | 37,000 | 83,000 | 134,000 | 220,000 |
| Noninterest expense | 150,000 | 298,000 | 456,000 | 660,000 |
| Provision for loan losses | 4,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 46,000 | 92,000 | 136,000 | 180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 92,000 | 136,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,115,000 | 1,161,000 | 1,206,000 | 1,110,000 |
| Total capital | 1,218,000 | 1,269,000 | 1,324,000 | 1,233,000 |
| Risk-weighted assets | 9,502,000 | 9,932,000 | 10,014,000 | 10,612,000 |