Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,098,000 | 12,363,000 | 12,373,000 | 12,357,000 |
| Total loans | 7,703,000 | 7,418,000 | 7,958,000 | 8,329,000 |
| Allowance for loan losses | 71,000 | 79,000 | 87,000 | 92,000 |
| Securities available for sale | 1,348,000 | 1,479,000 | 1,286,000 | 1,176,000 |
| Securities held to maturity | 696,000 | 684,000 | 959,000 | 796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,949,000 | 11,148,000 | 11,104,000 | 11,183,000 |
| Interest-bearing deposits | 9,001,000 | 9,267,000 | 9,160,000 | 9,274,000 |
| Noninterest-bearing deposits | 1,948,000 | 1,881,000 | 1,944,000 | 1,909,000 |
| Equity capital | 1,087,000 | 1,143,000 | 1,189,000 | 1,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 224,000 | 457,000 | 686,000 | 923,000 |
| Interest expense | 92,000 | 173,000 | 250,000 | 324,000 |
| Net interest income | 132,000 | 284,000 | 436,000 | 599,000 |
| Noninterest income | 45,000 | 95,000 | 143,000 | 195,000 |
| Noninterest expense | 139,000 | 299,000 | 452,000 | 628,000 |
| Provision for loan losses | 9,000 | 19,000 | 29,000 | 36,000 |
| Pretax income | 29,000 | 61,000 | 98,000 | 130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 61,000 | 98,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,088,000 | 1,120,000 | 1,157,000 | 1,070,000 |
| Total capital | 1,159,000 | 1,199,000 | 1,244,000 | 1,162,000 |
| Risk-weighted assets | 8,960,000 | 8,806,000 | 9,227,000 | 9,569,000 |